THE CHOICE OF THE INSURANCE OPTIONS
For all the rentals, GESPARC offers three insurance options: minimum insurance, third party insurance and comprehensive insurance.
Option N°1
: Minimum insurance
Covered risks:
- Liability insurance.
- Defense and recourse.
- Passegers insurance, driver included.
Option N°2
: Third party insurance
Covered risks and excesses:
- Liability.
- Defense and recourse.
- Passengers insurance, driver included.
- Fire.
- Plate glass risk without excess.
- Insurance againts car theft with a minimum excess of 100 000 cfa francs and
a maximum excess of 200 000 cfa francs by claim.
Option N°3
: Comprehensive insurance
Covered risks and excesses:
- Liability insurance.
- Defense and recourse.
- Passengers insurance, driver included.
- Fire.
- Plate glass risk without excess.
- Insurance against car theft with a minimum of 100 000 cfa francs excess and
a maximum of 200 000 cfa francs by claim.
- Damage, with aminimum excess of 100 000 cfa francs and a maximum of 200 000
cfa francs.
Option N°4 :
GESPARC partnership equivalent to a comprehensive insurance
To assure a flexibility and quickness of execution equal to a comprehensive
option, we offer the following possibility in partnership:
Insurance of your
choice : option 1 or option 2
Constitution
of a claims provision, debited with repair charges for all the damages to the
rented or substitution cars.
The amount of this claims account and the payment mode will be chosen by the
tenant depending on the customer's fleet history. This account must always be in
credit.
At the termination of the agreement, the claims account will be credited to
the tenant.
It is the duty of
the tenant to have all the damaged cars repaired within the timeframe allotted
by the provider.
The procedures implemented by GESPARC to manage claims will be similar to
those used by insurance brokers.
Our offer comprises six specific "company X after sales service" substitution
cars.
we have a sufficient car fleet to fulfill our commitments to provide for
substitution cars, should vehicles be brought to a standstill because of
mechanical breakdowns during the agreement period.